Where do you imagine living in retirement after carefully crafting your career and finances for more than four decades?
Perhaps you dream of golf clubs and visits from the grandchildren - with maybe sandy beaches and a luxury home overseas thrown in.
But how about swapping that ambition for retirement in a park home in a remote corner of Britain - with a much bigger pension pot instead,
Spending your golden years in a prefabricated building - albeit a very luxurious one - in return for more cash in retirement is exactly what is being proposed by developer Arbor Living.
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| Arbor Living is offering £200,000 park homes for the over-55s who are looking to downsize |
It suggests that downsizing into a 'ridiculously high-end' park home is the smart option for those seeking to give their pension pot a boost - although with prices at around £200,000, for many the park homes may be more upsizing than downsizing.
The developer claims each home comes fully-furnished with all services connected, meaning buyers 'only need to hang up their clothes'.
The homes for the over-55s even come with 'thoughtful extra touches', such as a Sky TV box.
With official figures showing the average pension is around £90,000, many Britons will be looking to give their pension pot a boost - and moving into a park home may be one way of achieving this, claims the developer.
For those still in work, the typical pension pot is much lower at around £40,000 for public sector workers and £25,000 for those working in the private sector, according to the Office for National Statistics.
Pension experts seem to be in agreement that downsizing to a park home should not be ruled out.
Tom McPhail, a pensions expert at Hargreaves Lansdown, told MailOnline: 'Given these levels of private saving, and a state pension of only between £5,000 and £10,000 typically, individuals are going to have to look elsewhere for their retirement income and housing wealth is an obvious part of the solution.
'Downsizing to a park home maybe a more radical answer, but the general trend of downsizing to more cost-effective and retirement friendly homes is one I expect to see growing over the next 20 years.'
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| Fully-furnished park homes now offer 'thoughtful extra touches', including a Sky box |
At £200,000, the park homes being offered by Arbor Living do not come cheap. Indeed, it is actually more than the average price of a home in Britain, which comes in at just a shade under that price.
The latest figures from Nationwide suggest the typical value of a home currently stands at £195,585.
Announcing plans to launch high-end park homes, Arbor Living said: 'Many people dream about financing a good chunk of their retirement by selling their current home, buying a smaller place and investing the difference for income. In fact, 2.3million over-55s are currently planning to do so.
'Done right, downsizing can be a really good idea and one that will reap countless rewards through retirement.
'Those who choose to downsize may not only walk away with more cash in the bank but can also simplify their lives by reducing home maintenance responsibilities and utility costs for years to come.'
The developer has already sold two of the park homes at its first site in Lincoln, which was launched at the beginning of last month and has 40 homes. Prices are around £200,000 - ranging from £180,000 to £210,000.
It has plans for further sites, possibly with one in Cheshire, where the site will be 'ridiculously high-end', according to Arbor Living's chief executive Graham Richardson.